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Here’s a little bit...

About Annuity Ready

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What is Annuity Ready?

Annuity Ready is a lifetime annuity comparison service. If you are aged 55 and over with a pension pot of over £2,000, before any tax-free cash has been withdrawn, we can help you compare lifetime annuity quotes to see if we can find you a higher income than your current pension provider.

Enter your information once and we’ll search the open market and return your results, so you have the convenience of shopping around in one place, without the need to complete multiple forms or make lots of phone calls. We can also help you find out if you can get an enhanced annuity and you can complete your chosen annuity provider’s application online for most providers.

To compare quotes and see if you’re eligible for an enhanced annuity income we’ll need some information from you. This includes your pension details, its value, your preferred annuity options, your height, weight and lifestyle information and your medical history and details of any medication you take.

Who is Annuity Ready?

Annuity Ready is a brand of Investment Discounts Online Ltd, who have been helping people compare a range of insurance products online since 1999.

Our team specialises in developing financial technology and our aim is to create quicker and easier ways for UK residents to find the right product for them. We’ve been providing individual life insurance comparison since 2001, helping 100,000s of people to find cover.

We are regulated by the Financial Conduct Authority (FCA number 197451).

How to contact us

Our friendly customer service team are available from 9am to 5pm Monday to Friday.
There are a couple of ways you can get in touch with us:

0333 320 2716


The Edge, Eden Business Park, Penrith, CA11 9FB.
CIUE Winner 2020

Annuity Ready wins award for customer excellence

We’re delighted to announce Annuity Ready has won the award for Customer Innovation and User Experience at the Financial Services Forum 2020 Awards. This reflects our dedication to putting our customers first and making it as easy as possible to compare annuity rates online.

How can I make a complaint?

We take pride in our track record when it comes to supporting our customers. However, if you’re dissatisfied with our service, please let us know so we can improve our customer service.

If you need to make a complaint, please click here.
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Do you offer advice on which annuity is most suited to me?

We don’t offer advice on the suitability of annuity products. We will provide you with relevant information about lifetime annuity products and display quotes (including key features and benefits) from the annuity providers on our panel.

We present this information in a clear and simple way to help you make an informed decision on which annuity suits your needs. Then we help you purchase your selected annuity product.

How does Annuity Ready make money?

We provide impartial, unbiased annuity quotes without charging you a fee for using our comparison service. However, when you buy a lifetime annuity from one of the providers on our panel, they pay us a commission amount based on a percentage of the total value of your annuity. This will not affect the annuity rate you will receive from your chosen provider.

Which annuity providers do you work with?

We offer whole of market comparison and work with Aviva, Canada Life, Just, Legal & General and Scottish Widows who offer annuities in the open market.

Does Annuity Ready offer gift cards with annuity purchases?

From time to time we run promotions where customers who purchase an annuity direct through Annuity Ready and meet the promotions criteria will receive a gift card once their annuity purchase is complete. There are currently no active promotions.

How do you protect my details?

We take data protection very seriously and we are committed to protecting any personal information you provide us with. We invest in internet security, including systems hosted in secure locations, multiple firewalls and application filters.
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Are you part of the Financial Services Compensation Scheme (FSCS)?

Yes, we are covered by the Financial Services Compensation Scheme (FSCS). This means if we can't meet our obligations in respect of any claims made against us, the scheme may pay out compensation.

You can find out more at:

You can also get further information about this from the FSCS.