Annuities are a type of insurance policy that can be bought with a lump sum to provide a regular income. In the UK, lifetime annuities are the most common type of pension related annuity...
Useful Guides
End of life planning
29th March 2020If you’re retired or approaching retirement, you may be using this time of winding down to think about your future and get your affairs in order...
Retirement Planning Checklist
17th December 2020Retirement is one of the key milestones in life and as it approaches there is a lot to consider...
How are annuity rates calculated?
11th November 2020Purchasing an annuity with your pension fund is a big decision so it’s important to understand how annuity rates are calculated...
What are the different types of annuity?
11th September 2020The two most popular types of annuity available in the UK are lifetime annuities and fixed term annuities...
5 reasons to buy an annuity – Could purchasing an annuity be right for you?
15th July 2020If you’re thinking about buying an annuity with one or more of your pension funds, it’s important to carefully consider...
Annuities vs drawdown - Should I drawdown or buy an annuity?
13th May 2020When you reach the age of 55 you will usually be able to access your personal pension savings...
Buying an Annuity: A Step-by-Step Guide
13th February 2020If you are close to retirement or are retired, chances are, you’ll be thinking about your finances...
What is an enhanced annuity?
22nd January 2020Unlike with traditional insurance applications where medical conditions and unhealthy lifestyle choices usually end up costing us more...
Single vs joint annuities
20th January 2020An annuity is an insurance policy that you can buy with some, or all, of your pension pot savings as a means of providing you with a regular, guaranteed income...
What happens to my annuity after I die?
20th January 2020When you purchase a lifetime annuity you essentially hand over part, or all of your personal pension fund to the annuity provider...
Do I need to seek advice before I buy an annuity?
16th December 2019Deciding how to use your pension pot when you retire can be a daunting task...
What are the benefits of taking out an annuity?
9th December 2019If you’re considering putting some, or all, of your pension pot into a lifetime annuity, it’s important to understand both the advantages and disadvantages.
Frequently Asked Questions
2nd December 2019Help make an informed decision about whether an annuity is right for you.
