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We know that sometimes things can go wrong. Our number one priority is to provide you with the highest level of customer service. If there's a problem, please let us know and we'll try to provide a solution as quickly as possible.

We can usually resolve most issues straightaway. If it takes longer, we'll contact you to let you know who will be dealing with it and what the next steps are. After looking into your complaint, we will respond as quickly as possible, and if no decision has been reached we will update you on progress after 4 and 8 weeks. If you disagree with our decision, feel we have misunderstood anything or you have any extra information please let us know.

You may contact us on the details below:


Please include your phone number, so we can call you about your email Monday to Friday between 9am to 5pm. When sending emails, you should not include any personal, financial or banking details, as this method is not a secure way of supplying information.


0333 320 2716

9am to 5pm, Monday to Friday. We may record and monitor calls.


Annuity Ready

The Edge

Eden Business Park



CA11 9FB

When contacting us, please have your policy number or quote reference to hand (where appropriate).

The Financial Ombudsman Service

If we haven't issued our 'final response' within eight weeks from the date you first raised your complaint, or if you're dissatisfied with our response, you can ask the Financial Ombudsman Service for an independent review. The Financial Ombudsman Service may only consider your complaint once you've tried to resolve it with us, so please take up your concerns with us first and we'll do all we can to help.


The Financial Ombudsman Service

Exchange Tower


E14 9SR


0800 023 4567 or 0300 123 9123



Our commitment

To support our commitment to achieving an excellent customer experience you can expect us to meet these principles when dealing with your complaint:

We'll treat you as an individual and with consideration. We'll empathise with your concerns and respond quickly.

We know your time is valuable, so we won't waste it.

The person you speak to will be able to help with your complaint.

We give our people the support they need to do their job to resolve your complaint and if they can't resolve it, they'll take ownership and find someone who can.