What is an enhanced annuity?
An enhanced annuity is an annuity that will provide you with a higher income. You may be offered an enhanced annuity if you have certain medical conditions and/or are overweight, or smoke.
An enhanced annuity is an annuity that will provide you with a higher income. You may be offered an enhanced annuity if you have certain medical conditions and/or are overweight, or smoke.
Discover if you’re eligible for an enhanced annuity by entering your information once. We can then search the whole of the market to see if we can find you a higher annuity income than offered by your current pension provider.
What sets us apart? We won’t call you for more information and can quote for enhanced annuities online. You can then view your guaranteed quotes and apply online.
Unlike some other sites, we’ll show you an on-screen comparison of annuity quotes from UK annuity providers. We won’t pass your details onto third party advisers or offer you advice.
Part of Legal & General Group, one of Europe’s largest insurance and asset management groups, yet we operate independently to bring you unbiased, no obligation quotes.
This award from The Financial Services Forum reflects our dedication to putting our customers first and making it as easy as possible to compare annuity rates online.
It’s important to shop around before you buy an annuity. At Annuity Ready, we allow you to compare rates from the whole market. Just follow these three steps to see if you could secure a higher income for your retirement.
Buying an annuity is an irreversible decision. You may want to take advantage of your right to guidance from Pension Wise, the Government’s free and impartial service, offering support to help you make sense of the options available.
You can book an appointment online or by calling 0800 011 3797.
Once you've compared results you can adjust your quote to see how variables like tax-free cash could affect your annuity income. You can even save your quotes to review later.
If you find an annuity rate you’re happy with, simply apply with Annuity Ready.
A pension annuity is an insurance policy that you can buy with some, or all of, your pension pot to secure a regular guaranteed income. There are different annuity types to suit different needs.
At Annuity Ready, we help you to compare pension lifetime annuity rates from all providers in the open market.
If you’re planning your retirement and want the certainty of a guaranteed income for life, then a pension lifetime annuity may be right for you.
You can use our annuity calculator if you’re aged between 55 and 84 years 9 months and have a pension fund over £2000.
If you have been diagnosed with an illness that could reduce your life expectancy, you are overweight or smoke, you may be eligible for an enhanced annuity. Enhanced annuities pay a higher income than basic rate annuities and are paid for life. Even if your health improves or you change your lifestyle you will continue to receive an enhanced income.
Enjoy peace of mind through your retirement in knowing you can’t outlive your money.
You could receive a higher income if you have certain medical conditions and/or are overweight, or smoke.
You can take up to 25% of your pension fund tax-free before you buy your annuity.
Your annuity income will not be affected by stock market volatility or economic uncertainty.
You can choose annuity options to provide for your loved ones after you’ve gone.
Your annuity income is protected by the Financial Services Compensation Scheme.
You can choose to have your annuity income increase annually to help keep up with inflation.
You don’t need to retire to purchase a lifetime annuity.
Want to learn more about your pension options? Read our useful guides for information on whether an annuity may be right for you.
What you need to know if you want to access your savings to finance your retirement.
Research your optionsConsider including a guaranteed income for your spouse if you die before them.
Understand the differenceHelp make an informed decision about whether an annuity is right for you.
Common annuity questions