Get a guaranteed income for life

Compare pension annuity rates

Why choose Annuity Ready?

Enter your information once. Then we’ll search the whole market to see if we can find you a higher annuity rate than your current pension provider offers.

Our pension lifetime annuity calculator includes health and lifestyle questions. So, you can check if you’re eligible for enhanced annuity rates without follow up phone calls, emails or forms.

On-screen annuity rates

Unlike some other sites, we’ll show your annuity quotes on-screen so you can easily compare rates. We won’t pass your details onto third party advisers or offer you advice.

Almost 200 years’ experience

Part of Legal & General Group, one of Europe’s largest insurance and asset management groups. Yet we operate independently to bring you unbiased, no obligation quotes.

Award-winning service

This award from The Financial Services Forum reflects our dedication to putting our customers first. We strive to make it as easy as possible to compare annuity rates online.

Get an annuity in three steps…

It’s important to shop around before you buy an annuity. At Annuity Ready, we allow you to compare annuity rates from the whole market. Just follow these three steps to see if you could secure a higher income for your retirement.

Research your options

Buying an annuity is an irreversible decision. You may want to take advantage of your right to guidance from Pension Wise. This is the Government’s free and impartial service, offering support to help you make sense of the options available.

You can book an appointment online or by calling 0800 011 3797.

Compare annuity rates

Fill in our form and compare annuity rates from UK annuity providers.

Remember, supplying us with your health and lifestyle information may enable us to find enhanced annuity quotes. These could provide you with a higher income.

Apply with Annuity Ready

Once you've compared results you can adjust your quote to see how variables like a tax-free lump sum could affect your annuity income.

If you find an annuity rate you’re happy with, simply apply with Annuity Ready.

Compare annuity rates with Annuity Ready to see if we can find you a higher annuity income than offered by your current pension provider.

What is a pension annuity?

A pension annuity functions like an insurance policy, allowing you to use some, or all, of your pension pot to secure a regular guaranteed income. Various types of annuities are available to meet different needs.

At Annuity Ready, we help you compare pension lifetime annuity rates from all providers in the open market.

If you’re planning your retirement and want the certainty of a guaranteed income for life, then a pension lifetime annuity may be right for you.

Our annuity calculator is designed for those aged between 55 and 84 years 9 months, who live in the UK and have a pension fund over £2000.

Why buy an annuity?

Guaranteed income for life

Experience peace of mind in retirement, knowing your money will last as long as you do.

Enhanced annuities

You could receive a higher income if you have certain medical conditions and/or are overweight, or smoke.

Up to 25% tax-free lump sum

Withdraw up to 25% of your pension fund(s) tax-free before you buy your annuity.

Low-risk, fixed rate income

Your annuity income remains stable, unaffected by stock market volatility or economic uncertainty.

Leave something behind

You can choose annuity options to provide for your loved ones after you’ve gone.

100% FSCS protected

Your annuity income is safeguarded by the Financial Services Compensation Scheme.

Protect against inflation

You can choose to have your annuity income increase annually to help keep up with inflation.

Available from age 55

You don’t need to retire to buy a lifetime annuity.

Annuities Explained

Interested in exploring your pension options? Our helpful guides can help you decide whether an annuity may be right for you.

Annuities vs drawdown

Understand the differences between drawdown and annuities to make informed decisions.

Research your options

Single vs joint annuities

Decide if you’d like to transfer a guaranteed income to your named spouse.

Understand the difference

Frequently asked questions

Find the answers to those tricky retirement questions without the jargon.

Common annuity questions