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Annuity Ready is a lifetime annuity comparison service. If you are aged 55 and over with a pension fund of over £2,000, before any tax-free cash has been withdrawn, we can help you compare lifetime annuity quotes. We’ll see if we can find you a higher income than your current pension provider.
Enter your information once and we’ll search the open market and return your results. We give you the convenience of shopping around in one place, without the need to complete multiple forms or make lots of phone calls. We can also help you find out if you can get an even higher income with an enhanced annuity. Plus you can complete your chosen annuity provider’s application online for most providers.
Annuity Ready is a brand of Investment Discounts Online Ltd, who have been helping people compare a range of insurance products online since 1999.
Our team specialises in developing financial technology. Our aim is to create quicker and easier ways for UK residents to find the right product for them. We’ve been providing individual life insurance comparison since 2001, helping 100,000s of people to find cover.
We are regulated by the Financial Conduct Authority (FCA number 197451).
Retirement should be something to look forward to. But our research reveals that too many members of the British public instead feel:
anxiousoverwhelmedfearful of making the wrong financial decisionsSo, we've teamed up with TV and radio presenter Angellica Bell alongside our charity partner Independent Age to encourage everyone to Get Britain Pension Ready.
Our friendly customer service team are available from 9am to 5pm Monday to Friday.
There are a couple of ways you can get in touch with us:
We’re delighted to announce Annuity Ready won the award for Customer Innovation and User Experience at the Financial Services Forum 2020 Awards. This reflects our dedication to putting our customers first and making it as easy as possible to compare annuity rates online.
We take pride in our track record when it comes to supporting our customers. However, if you’re dissatisfied with our service, please let us know so we can improve.
If you need to make a complaint, please click here.
We don’t offer advice on the suitability of annuity products. We will provide you with relevant information and display quotes (including key features and benefits) from the lifetime annuity providers on our panel.
We present this information in a clear and simple way to help you make an informed decision on which annuity suits your needs. Then we help you buy your selected annuity product.
We provide impartial, unbiased annuity quotes without charging you a fee for using our comparison service. However, when you buy a lifetime annuity from one of the providers on our panel, they pay us commission. This amount is based on a percentage of the total value of your annuity. This will not affect the annuity rate you will receive from your chosen provider.
We offer whole of market comparison. We work with Aviva, Canada Life, Hodge Lifetime, Just, Legal & General, Scottish Widows and Standard Life. They all offer annuities in the open market.
We take data protection very seriously and we are committed to protecting any personal information you provide. We invest in internet security. This includes hosting systems in secure locations, multiple firewalls and application filters.
Yes, we are covered by the Financial Services Compensation Scheme (FSCS). This means if we can't meet our obligations in respect of any claims made against us, the scheme may pay out compensation.
You can find out more at: www.legislation.gov.uk/.
You can also get further information about this from the FSCS .